Terms of Service

1. Agreement to Terms

By accessing and using this website and services provided by JKG Insurance LLC, you agree to be bound by these Terms of Service. If you do not agree to abide by these terms, please do not use this service.

2. Use of Services

Our website and services are provided for informational purposes and to facilitate the sale of insurance products. You agree to use this website only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment of the website.

3. No Warranty

This website is provided on an "as-is" basis. JKG Insurance LLC makes no representations or warranties, express or implied, regarding the website, services, or any information provided. We disclaim all warranties including merchantability, fitness for a particular purpose, and non-infringement.

4. Limitation of Liability

In no event shall JKG Insurance LLC be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or services.

5. Accuracy of Information

While we strive to provide accurate information, you are responsible for the accuracy of the information you provide on our website. You agree to provide truthful, accurate, and complete information in any quote request or application.

Providing false or incomplete information may result in:

• Quote inaccuracies
• Policy cancellation
• Claim denial
• Premium adjustments

6. No Insurance Coverage

This website does not provide insurance coverage. Insurance coverage is binding only upon issuance of a policy by an insurance carrier. No coverage is effective until:

• A policy is issued in writing by the carrier
• All applicable premiums are paid
• The policy is delivered to you

JKG Insurance LLC is not an insurance underwriter and does not issue insurance policies.

7. Quotes are Non-Binding

All quotes provided on this website or by our agents are non-binding estimates only. Quotes are valid for the timeframe specified and are subject to change based on additional information, carrier underwriting, or policy changes.

8. Intellectual Property Rights

This website and all content contained therein, including text, graphics, logos, images, and software, are the property of JKG Insurance LLC and protected by copyright and trademark laws. You may not reproduce, distribute, or transmit any content without our express written permission.

9. Prohibited Conduct

You agree not to:

• Violate any laws or regulations
• Infringe on intellectual property rights
• Transmit viruses, malware, or harmful code
• Engage in harassment, abuse, or discrimination
• Attempt unauthorized access to our systems
• Engage in any illegal or fraudulent activity

10. Termination

We reserve the right to terminate your access to our website and services at any time for any reason, including violation of these Terms of Service.

11. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles.

12. Contact Information

If you have questions about these Terms of Service, please contact us:

JKG Insurance LLC
Email: anna.trinh@jkginsure.com
Phone: (832) 746-5186